Your Broker

Your broker works for you – not for the insurance company.

Your broker will help you to address the issues below.

• What do I need the plan for?
• How much does the plan cost?
• What is covered by my plan?
• What is NOT covered by my plan?
• What can I afford?
• Will my legitimate claims be paid – fairly and promptly?
• How stable, reliable and efficient is my insurance company?

And help you to answer the following questions?

• Do you have sufficient life insurance coverage in case of your premature death?
• Are you covered against the primary critical illnesses, such as cancer, heart attack and stroke that can cause emotional and financial distress?
• What would happen if you lost an arm, leg or eye in an accident, particularly if you could no longer work?
• Is your home, and its contents, adequately covered – for the right risks and for the right value?
• And what if your friend fell and was injured on your patio, and sued you because he/she could not work for six months?
• Do you have a good motor insurance policy from a solid insurance company?
• Do you know what is – and is not – covered?
• If you think that we can’t afford the insurance premiums, can you afford the potential cost of not having insurance?

We recommend that you appoint a broker to assist you in managing your insurance needs.